Nottingham Insurance of Yardley

Nottingham Insurance of Yardley is advising homeowners, drivers, and business owners to take a closer look at their insurance policies as fall brings seasonal risks that can often lead to costly claims.

According to local agents, this is the time of year when issues such as wind damage, slippery walkways, and heating system concerns become more common. “It’s important to make sure your coverage reflects the risks that come with changing weather and daily routines,” a Nottingham Insurance representative said.

Key Areas of Concern:

• Storm and Wind Damage: October storms can lead to roof damage, fallen branches, and flooding from clogged gutters. Homeowners are encouraged to confirm their policies cover these events.
• Liability Risks: Leaves and wet surfaces create slipping hazards. Strong liability or umbrella coverage is recommended to protect against potential lawsuits.
• Heating and Fire Hazards: With furnaces and fireplaces back in use, fire risk increases. Property insurance should be reviewed to ensure adequate protection.
• Property Storage: Outdoor tools, equipment, and seasonal items often get moved into sheds or garages. Policies should reflect the replacement cost of these items in case of theft or damage.
• Driving Conditions: Slick roads from rain, frost, or leaves make auto accidents more likely. Comprehensive and collision coverage should be confirmed before winter arrives.

Taking Action

Nottingham Insurance offers free policy reviews to help residents prepare. Agents can provide guidance on adjusting coverage for homes, vehicles, businesses, or liability protection.

“Fall is a good checkpoint for insurance,” the agency noted. “A quick review today can prevent much bigger problems later.”

Contact Nottingham Insurance of Yardley at 215-493-1996 or visit them at www.nottinghaminsurance.com.