C&C Family Roofing and Siding

Drone home inspections and insurance company threats

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Insurance companies are using aerial images from drones and even high-altitude balloons to assess the condition of properties. These drone inspections are often used to identify potential risks, such as missing or damaged roof shingles or the presence of mold. Once they determine your roof is ‘suspect’ they will demand roof repairs or replacements, or even policy cancellation.

What Should You Do Next?

If you receive a notice from your insurance company following a drone home inspection, here's what you should do:

Stay Calm and Gather Information:

Start by carefully reviewing the notice from your insurance company. Understand the specific issues they've identified with your roof. If possible, request the drone photos or ask for a detailed explanation of the problems.

Get a Professional Roof Estimate:

Before rushing into any repairs or replacements, get a professional opinion to confirm what is being claimed. This helps you determine whether repairs or a complete replacement is necessary to ensure your roof is insured.

Make Informed Decisions:

If your trusted roofer tells you that your roof still has life before replacement is needed, you’ll need to make a tough decision. Fight the insurance company or change companies.

How to Ensure You Have an Insurance-Approved Roof?

Regular Inspections: Schedule regular roof inspections, especially after severe weather. This proactive approach helps identify potential issues before they escalate, ensuring your roof remains insured.

Quality Repairs and Replacements: Use only high-quality materials and experienced contractors for any roof work. A well-maintained roof is less likely to trigger red flags during drone inspections, making it easier to keep your homeowners' insurance intact.

Documentation: Keep records of all inspections, repairs, and replacements. This documentation can be invaluable if you need to contest an insurance company's assessment or prove that your roof is in good condition.

Trust C&C Family Roofing & Siding for all your siding and roofing needs. Call them at 215-999-6248 or visit www.roofdoc.com.